We offer special promotion offers when you apply for a sychrony finanacial credit card. Right now we have a 12 month deferred interest plan, where no interest will be charged if the promotional balance is paid in full within the 12 month period. If it is not, interest will be charged from the purchase date. Your minimum monthly payment will be 3.5% of the purchase price or $25, whichever is the higher amount. You will need to fill out application at our location and bring 2 forms of vaild ID.